QuickBooks Online’s invoicing tool isn’t all that customizable, professional, or aesthetically pleasing. You’re looking at a 2.9% plus $0.25 transaction fee with QuickBooks Payments-but note that that’s still cheaper than many other payment processing fees. There’s a catch, of course (isn’t there always?): QuickBooks Payments' fee climbs depending on the type of payment you’re accepting, and transaction fees are higher for bills paid through invoices. However, while you can get only QuickBooks Payments with an existing QuickBooks Online subscription, its transaction fees are notably affordable: swiped fees are just 2.4% plus $0.25, cheaper than any other provider on our list. QuickBooks Online is an extremely popular accounting system, but most Intuit QuickBooks products, including Intuit QuickBooks Online, are far from cheap. For what it’s worth, Zoho Books is an excellent (and affordable) accounting solution-but since Zoho lacks an integrated payroll solution, its accounting and invoicing software work best for freelancers and solopreneurs with no employees. Zoho Invoice has one notable downside: it only syncs with Zoho Books, not with other accounting software options like FreshBooks or Xero.
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